USD / TZS 2,637Gold · $/oz $4,064BoT rate 6.25%Inflation 4.0% 21 Jul 2026 verified close
Tanzania Intelligence

The Brief

Vol. I · No. 203
Wednesday, 22 July 2026
Verified closeDSE · BoT · frozen to the covered session21 Jul 2026 verified close

A daily reading of the forces shaping Tanzania’s economy, markets and statecraft — and the world that moves them. Information and education, never advice.

The Brief is written the morning after the market closes. This edition analyses Tuesday, 21 July 2026 — the most recent verified session. Its figures are frozen to that close; for today’s live moves see Markets.


DSE All-Share
4,092.17▼ 0.26%
DSEI · 21 Jul close · latest verified
Tanzania Share Index
8,943.44
TSI · 21 Jul · domestic
USD / TZS
2,637
BoT mean · 21 Jul · ~flat on the week
Gold · $/oz
$4,064
BoT reference · 16 Jul sheet
BoT rate
6.25%
CBR · Q3 2026
91-day T-bill
3.35%
BoT WAR · latest auction
364-day T-bill
7.03%
BoT WAR · latest auction
Inflation
4.0%
NBS · June 2026 headline
Today in 60 seconds
  1. A second thin give-back leaves the tape 25 points off the high — while the exchange's half-year numbers tell the opposite story
  2. Banks firm as the rail trade pauses: Industrial & Allied hands back 36 points on a TZS 1.72bn tape
  3. Vision 2050 is published — and its first five-year plan carries TZS 12.50tn from 1 July
WatchT-bill auction No. 1204 (expected)~29 Jul 2026 (inferred cadence, not an official BoT date)
Read the full Brief ↓

Did the domestic-only and all-share indices tell the same story over the covered quarter?

The domestic market against the headline index

2026-04-20 = 100 · frozen at the 2026-07-21 covered session

+4.4%TSI · quarter+5.1%DSEI · quarter
Coverage 2026-04-20 → 2026-07-21 Vintage 2026-07-21 · final Revision current · v0
The domestic market against the headline index. Exact values underlying the chart.
DateIndexRebasedRaw level
2026-04-20Tanzania Share Index1008,569.61
2026-04-21Tanzania Share Index99.89148,560.3
2026-04-22Tanzania Share Index99.8538,557.01
2026-04-23Tanzania Share Index99.23718,504.23
2026-04-24Tanzania Share Index98.76948,464.15
2026-04-27Tanzania Share Index98.45928,437.57
2026-04-28Tanzania Share Index99.40518,518.63
2026-04-29Tanzania Share Index100.95388,651.35
2026-04-30Tanzania Share Index101.23238,675.21
2026-05-04Tanzania Share Index99.86398,557.95
2026-05-05Tanzania Share Index98.60858,450.36
2026-05-06Tanzania Share Index97.48898,354.42
2026-05-07Tanzania Share Index96.63748,281.45
2026-05-08Tanzania Share Index97.70428,372.87
2026-05-11Tanzania Share Index99.24688,505.06
2026-05-12Tanzania Share Index99.23638,504.16
2026-05-13Tanzania Share Index98.81078,467.69
2026-05-14Tanzania Share Index98.22378,417.39
2026-05-15Tanzania Share Index98.12588,409
2026-05-18Tanzania Share Index98.57998,447.91
2026-05-19Tanzania Share Index98.72438,460.29
2026-05-20Tanzania Share Index98.458,436.78
2026-05-21Tanzania Share Index99.48568,525.53
2026-05-22Tanzania Share Index99.91368,562.21
2026-05-25Tanzania Share Index101.64818,710.85
2026-05-26Tanzania Share Index102.28398,765.33
2026-05-28Tanzania Share Index102.52128,785.67
2026-05-29Tanzania Share Index102.39088,774.49
2026-06-01Tanzania Share Index102.83358,812.43
2026-06-02Tanzania Share Index103.50348,869.84
2026-06-03Tanzania Share Index103.0518,831.07
2026-06-04Tanzania Share Index103.4038,861.23
2026-06-05Tanzania Share Index102.85828,814.55
2026-06-08Tanzania Share Index102.89728,817.89
2026-06-09Tanzania Share Index102.44218,778.89
2026-06-10Tanzania Share Index101.83318,726.7
2026-06-11Tanzania Share Index100.83668,641.3
2026-06-12Tanzania Share Index100.2868,594.12
2026-06-15Tanzania Share Index99.20368,501.36
2026-06-16Tanzania Share Index100.27898,593.51
2026-06-17Tanzania Share Index100.57248,618.66
2026-06-18Tanzania Share Index101.0438,658.99
2026-06-19Tanzania Share Index100.92088,648.52
2026-06-22Tanzania Share Index100.62438,623.11
2026-06-23Tanzania Share Index100.49618,612.12
2026-06-24Tanzania Share Index100.77178,635.74
2026-06-25Tanzania Share Index101.01248,656.37
2026-06-26Tanzania Share Index101.60818,707.42
2026-06-29Tanzania Share Index101.92268,734.37
2026-06-30Tanzania Share Index102.42128,777.1
2026-07-01Tanzania Share Index103.37248,858.61
2026-07-02Tanzania Share Index103.9958,911.97
2026-07-03Tanzania Share Index104.98838,997.09
2026-07-06Tanzania Share Index104.80868,981.69
2026-07-08Tanzania Share Index104.54518,959.11
2026-07-09Tanzania Share Index104.23538,932.56
2026-07-10Tanzania Share Index104.06868,918.27
2026-07-13Tanzania Share Index104.00238,912.59
2026-07-14Tanzania Share Index103.78038,893.57
2026-07-15Tanzania Share Index104.24048,933
2026-07-16Tanzania Share Index104.32558,940.29
2026-07-17Tanzania Share Index104.66438,969.32
2026-07-20Tanzania Share Index104.4668,952.33
2026-07-21Tanzania Share Index104.36238,943.44
2026-04-20DSE All Share1003,894.58
2026-04-21DSE All Share99.75223,884.93
2026-04-22DSE All Share99.80973,887.17
2026-04-23DSE All Share99.1833,862.76
2026-04-24DSE All Share99.12393,860.46
2026-04-27DSE All Share98.87973,850.95
2026-04-28DSE All Share99.59943,878.98
2026-04-29DSE All Share100.52893,915.18
2026-04-30DSE All Share100.6343,919.27
2026-05-04DSE All Share99.50963,875.48
2026-05-05DSE All Share98.51493,836.74
2026-05-06DSE All Share97.6753,804.03
2026-05-07DSE All Share97.07773,780.77
2026-05-08DSE All Share97.93513,814.16
2026-05-11DSE All Share99.01253,856.12
2026-05-12DSE All Share99.27333,866.28
2026-05-13DSE All Share98.68073,843.2
2026-05-14DSE All Share98.37213,831.18
2026-05-15DSE All Share98.30793,828.68
2026-05-18DSE All Share98.64253,841.71
2026-05-19DSE All Share98.74163,845.57
2026-05-20DSE All Share98.34723,830.21
2026-05-21DSE All Share99.1093,859.88
2026-05-22DSE All Share99.49853,875.05
2026-05-25DSE All Share100.68993,921.45
2026-05-26DSE All Share101.14883,939.32
2026-05-28DSE All Share101.08613,936.88
2026-05-29DSE All Share101.05023,935.48
2026-06-01DSE All Share101.37683,948.2
2026-06-02DSE All Share101.69293,960.51
2026-06-03DSE All Share101.49983,952.99
2026-06-04DSE All Share101.74093,962.38
2026-06-05DSE All Share101.01423,934.08
2026-06-08DSE All Share101.2133,941.82
2026-06-09DSE All Share101.05533,935.68
2026-06-10DSE All Share100.84273,927.4
2026-06-11DSE All Share100.05423,896.69
2026-06-12DSE All Share99.83213,888.04
2026-06-15DSE All Share99.14963,861.46
2026-06-16DSE All Share100.07343,897.44
2026-06-17DSE All Share100.45583,912.33
2026-06-18DSE All Share101.42613,950.12
2026-06-19DSE All Share101.17883,940.49
2026-06-22DSE All Share100.49433,913.83
2026-06-23DSE All Share100.57263,916.88
2026-06-24DSE All Share100.95033,931.59
2026-06-25DSE All Share102.17383,979.24
2026-06-26DSE All Share103.35164,025.11
2026-06-29DSE All Share103.73494,040.04
2026-06-30DSE All Share103.95994,048.8
2026-07-01DSE All Share104.17614,057.22
2026-07-02DSE All Share105.02064,090.11
2026-07-03DSE All Share105.70414,116.73
2026-07-06DSE All Share105.354,102.94
2026-07-08DSE All Share105.32744,102.06
2026-07-09DSE All Share104.99824,089.24
2026-07-10DSE All Share104.82344,082.43
2026-07-13DSE All Share104.77794,080.66
2026-07-14DSE All Share104.76054,079.98
2026-07-15DSE All Share105.05244,091.35
2026-07-16DSE All Share105.354,102.94
2026-07-17DSE All Share105.58214,111.98
2026-07-20DSE All Share105.34724,102.83
2026-07-21DSE All Share105.07354,092.17

Read: The rebased paths show the part of the domestic move that the broader headline index does—and does not—capture.

Index scope differs. Neither line is the return of every constituent or of a reader’s portfolio.

DSE Tape Check

Market breadth
Broad decline
6 rose, 10 fell
Advancers against decliners on the verified DSE close.
Turnover concentration
Concentrated
One name carried the tape
CRDB Bank was 49% of turnover — index moves overstate how broad the day really was.

Descriptive flags from the verified DSE close — not signals, predictions, or advice. The official close, fully broken down — After the Bell →

Verified close

A second thin give-back leaves the tape 25 points off the high — while the exchange's half-year numbers tell the opposite story

Signal

Tuesday closed at 4,092.17 (−0.26%) on TZS 1.72bn turnover — a second thin give-back, ~25 points below the 3 Jul high.

Why it matters

Two thin down-days say little against H1's record: market cap +47% to TZS 35.18tn and TZS 1.07tn turnover — the structural trend under the drift.

What to watch

Whether breadth turns at ordinary turnover, and whether Industrial & Allied resumes leadership after TCCL's −4.7% rail-trade pause.

Source: Dar es Salaam Stock Exchange · BoT · Observed 21 Jul 2026
Go deeper →
Equities

Banks firm as the rail trade pauses: Industrial & Allied hands back 36 points on a TZS 1.72bn tape

Signal

4,092.17 −0.26% and 8,943.44 −0.10% Tuesday on TZS 1.72bn; Banks +8.4pts, Industrial & Allied −36 with TCCL −4.7%. NMB held 16,750.

Why it matters

The rail trade paused before the US$2.7bn award earned a primary source — cement gave back while the financing banks held their ground.

What to watch

Whether Industrial & Allied resumes leadership at ordinary turnover, and whether NMB's 52-week high survives two-sided trade.

Source: DSE · Edition 22 Jul 2026 · Data verified · interpretation: Medium confidence
Go deeper →
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Policy

Vision 2050 is published — and its first five-year plan carries TZS 12.50tn from 1 July

Signal

The Planning Commission published the National Development Vision 2050; the first Five-Year Plan (2026/27) carries TZS 12.50tn.

Why it matters

A 25-year policy anchor, not a capital commitment — it codifies the 70% private-sector participation goal that the DSE's market-based financing push leans on.

What to watch

The plan's first budget-line allocations, and any listing or issuance pipeline framed against the Vision's financing targets.

Source: National Planning Commission · Edition 22 Jul 2026 · Data verified · interpretation: Medium confidence
Macro

June's disinflation is a food story: core rises to 3.7% and transport runs 13.6% underneath the 4.0% headline

Signal

June CPI: headline 4.0% (May 4.2%), food easing to 4.1% from 5.6% — but core rose to 3.7% and transport ran 13.6% y/y.

Why it matters

The headline eased on food while core and transport moved the other way — cost-push underneath, with Brent ≈US$91 leaning on the sticky component.

What to watch

July CPI and the early-Aug EWURA fuel cap — the pass-through tell for whether headline drifts back toward the top of the 3–5% band.

Source: National Bureau of Statistics · Edition 22 Jul 2026 · Data verified · interpretation: Medium confidence
Rates

A ~290bp policy gap waits on auction No. 1204, into an ECB–FOMC week

Signal

The 91-day WAR sits at 3.35% against the 6.25% CBR — ~290bp below policy — into the 23 Jul ECB and 28–29 Jul FOMC, holds expected.

Why it matters

The front end eased straight through July's hike; a third straight fall at No. 1204 would make the transmission gap the quarter's domestic rates fact.

What to watch

Auction No. 1204 (~29 Jul): the 91-day WAR and bid-to-cover; and the FOMC's oil framing as it reaches USD/TZS near 2,637.

Source: Bank of Tanzania · Edition 22 Jul 2026 · Data verified · interpretation: Medium confidence
Go deeper →
The Ghost

The model book

The Ghost's hypothetical TZS 500m model book is +4.45% since inception and bank-weighted — so a session where the banks index firmed while the rail trade paused (TCCL −4.7%) is terrain read through its largest allocations rather than a test of them.

Ghost relevance: how today’s rates, FX, gold and inflation read against a hypothetical model-book — educational, not advice.

Open the Ghost tracker → The terrain it reads →
Week ahead — what to watch
WhenEventWhy it matters
~29 Jul 2026 (inferred cadence, not an official BoT date)T-bill auction No. 1204 (expected)A third straight fall in the 91-day WAR would confirm July's hike never reached the market — bid-to-cover matters as much as yield.
this week and nextECB (23 Jul) and US FOMC (28–29 Jul)Both expected to hold; the oil-inflation framing sets the dollar path against which the shilling's balance-sheet defence is tested.
early Aug 2026NBS July CPI · EWURA fuel capWhether transport — 13.6% y/y in June and the sticky component — pushes headline back toward the top of the 3–5% band.
week of 20 Jul 2026DSE breadth & the rail read-throughAdvancers vs decliners at ordinary turnover, and whether Industrial & Allied (TPCC, TCCL) resumes leadership after Tuesday's −36-point give-back.
coming weeks (unscheduled)US$2.7bn Tabora–Kigoma SGR award — primary confirmationThe contract is press-reported; a primary-source confirmation with financing terms would move it from candidate to counted capex.
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Compiled from public sources for information and education only — not investment advice, and not a forecast. Equity and index figures reconcile to the Dar es Salaam Stock Exchange verified close (21 Jul 2026); rates, FX and gold to the Bank of Tanzania; inflation to the NBS. The US$2.7bn Tabora–Kigoma SGR contract award remains press-reported — a candidate pending primary confirmation. Dated events are published only where the date is verified; the ~29 Jul auction is an inferred cadence, not an official BoT calendar entry. For live market updates see Markets.

Archive — past editions32
The rise broadens into industrials and services — but CRDB carries more than half the moneyFriday, 24 July 2026The give-back reverses on the heaviest tape in weeks — but three-quarters of it is one Breweries blockThursday, 23 July 2026A thin Monday pause nine points under the record, as the rail story hardens from headlines into contractsTuesday, 21 July 2026Monday reopens off Friday's record-adjacent close, into a week with nothing dated on the calendarMonday, 20 July 2026A week with nothing dated on the market calendar — so the question turns to breadth, not dataSunday, 19 July 2026The DSE claws back its early-July dip — up 0.72% on three straight gains, back within a whisker of its recordSaturday, 18 July 2026CRDB supplies 93% of a TZS 55.20bn board while breadth turns negativeFriday, 17 July 2026The crossing did not repeat — turnover falls 28x to TZS 2.71bn and the All-Share gains for the first time in seven sessionsThursday, 16 July 2026CRDB alone was 97% of Tuesday's board — TZS 73.4bn on 27.2m shares as the All-Share eased a sixth sessionWednesday, 15 July 2026Inflation eases to 4.0% in June — the first read after the fuel-subsidy exit and the 50bp hike passes the band testTuesday, 14 July 2026The DSE reopens at 4,082.43 with four declines behind it and the week's two dated events aheadMonday, 13 July 2026Two dated events, one question: what the hurdle rate is, and who pays for the ambitionSunday, 12 July 2026Four sessions, four declines: the DSE gives back a little of its record, and one CRDB crossing carries the tapeSaturday, 11 July 2026The DSE eases in its first full session back as a mild foreign net-selling tilt meets thin breadthFriday, 10 July 2026Saba Saba reframed as a managed trade showcase as the runway to the 17 July Vision 2050 launch clearsThursday, 9 July 2026Saba Saba passes as a shutdown, not a clash: Kariakoo deserted under heavy security as the market reopensWednesday, 8 July 2026Saba Saba day: DSE closed and security deployed across Dar, with a quiet commemoration the base caseTuesday, 7 July 2026Saba Saba eve: rally ban enforced with deployments across Dar as the TPDF warns off protest callsMonday, 6 July 2026Bank of Tanzania lifts the policy rate to 6.25%, the first tightening of the cycleSunday, 5 July 2026DSE All-Share caps a record week at 4,116.73 with a third straight all-time highSaturday, 4 July 2026DSE All-Share extends the record run to 4,090.11 as banks carry the fiscal-year openFriday, 3 July 2026DSE All-Share opens the fiscal year at a record 4,057.22 as domestic counters leadThursday, 2 July 2026Tanzania's record budget and Vision 2050 take legal effect as the execution clock startsWednesday, 1 July 2026Tanzania's record budget and DIRA 2050 take legal effect tomorrow as the fiscal year turnsTuesday, 30 June 2026DIRA 2050's implementation instruments launch today as Tanzania's new fiscal year opensMonday, 29 June 2026Tanzania opens its new fiscal year: DIRA 2050 instruments launch Monday, DSE reopens above 4,000Sunday, 28 June 2026DSE All-Share jumps 2.38% to 4,025 as cross-listed banks outpace the domestic tapeFriday, 26 June 2026Tanzania enters 2026/27 with a record budget and a 25-year horizonThursday, 25 June 2026Vision 2050 launch nears as DIRA planning instruments reach parliamentWednesday, 24 June 2026DIRA 2050 launches 1 July with a $47bn strategic-project spineTuesday, 23 June 2026TZS 62.33tn FY2026/27 budget takes effect 1 JulyMonday, 22 June 2026Samia to launch Vision (Dira) 2050 instruments on 29 JuneSunday, 21 June 2026